After processing, you'll need to export to JPG, but you need that RAW data to pull down excessive highlights or pull up the shadows.My advice is to always use RAW and to use the largest file size that the camera can produce.4.

Like ordering a special Granite from Italy type thing.As mentioned above in the new construction bizz we are a small player the last 5 to 6 years at 20 to 35 homes a year.. that lands us though in the top 30 in Oregon.. the largest in our market DR HOrton builds 400 a year.. we are land squeezed big time in Oregon.. its not like other areas were land can be bought and large production building can occur a big subdivision is like our 90 unit one.. even though new construction builds well over 5k homes a year in the market its spread between a large amount of mom and pop 2 to 5 homes a years type of guys.. between Horton Lennar and 3 or 4 regionals they take up about 40% of the new build volume the rest is us little guys. we build all in for anywhere from 100 a foot to 130 a foot.. in Charleston where I am building in the historic district those 2 million dollar homes are 2500 sq ft.. lots are 500 to 600k  and it cost about 300 a foot to build to the BAR architectural standards. its can cost 75k just in architect fees to get plans approved.. whereas in Oregon I buy semi stock plans for under 2k a house.. but our building permits are 30 to 50k per house.. in Charleston building permits are 5k  so it kind of all averages out.. but so far so good.. and this does not include our fix and flip division and turnkey fundings between those two we do easy 100 to 150 a year of those in 11 markets.  

Similarly, unlike substituting international reports for FICO or using 'Non-Traditional Credit Reports' (NTCR) it's highly unlikely that any bank would consider ATO tax records for a conventional loan, given both that it's another country and the job/business has since been left in order to migrate. c) If possible after one year, refinance to a more generic loan in order to buy a new FHA fourplex using whatever savings have been gained in the preceding months through cash-flow and W-2 income.PROS:*Highest leverage of all paths available;*Largest safety net of cash-in-bank, and;*Increased turnaround for new projects.CONS:*Employment verification, credit history, and IRS records non-existent - multiple positive judgement calls from lender needed;*Delays before scaling allows full-time REI;*Maximum limits to property units and value - 4 units and ~$809,000 for a fourplex (2.v)2.i - List of some Maine lenders, with whether they offer FHA (https://mainehousing.org/progr...)2.ii - Information regarding how to get a no-credit-score mortgage (https://www.lendingtree.com/ho...)2.iii - FHA loan without a credit history (https://www.fha.com/fha_articl...)2.iv - FHA loan requirements + No income minimums (https://time.com/nextadvisor/m...)2.v - FHA loan value limits by unit size for Maine (https://www.lendingtree.com/ho...)3 - A quick start at a moderate scale (DSCR or private) This is my current focus of research as at 25/06/22 and any contributions, suggestions, critiques, or references are worth their weight in gold to me.a) Find ten wholesalers who are focused on or who happen to find Maine multi-families, with a view of analyzing each <16 unit building that gets mailed to me. (2/10)b) Find twenty lenders operating nation wide or in Maine who offer Debt Service Coverage Ratio (DSCR) loans or private money. (3/20)c) Purchase one <16 unit multifamily with whichever available credit type is most appropriate (3.i) - either moving to the address on closing or renting something cheap in-town depending on whether or not the lender allows owner occupation.d) Move to full-time REI, or part time if cash flow does not support growth.e) Exit plan would depend on cash flow, regional trends, and the characteristics of the loan and future financial market and cannot yet be assessed properly.

As we all know, in terms of total nominal amount, the government is the largest debtor in history.

Good point....we are a stones throw from one of the largest & most efficient hydro-electric plants/generators BUT most of it belongs to Canada or is sent south & we do not have any appreciable price advantage.

They just happen to be one of the largest lenders in the nation and just happen to be from the small home town where I was born and raised, Ocala, Florida.

The Bush administration is asking Congress to let the government buy $700 billion in bad mortgages as part of the largest financial bailout since the Great Depression.

Ever since 1995, the Federal Reserve and other authorities have been assisting in the birth of the largest debt bubble in our nation's history.

One of the largest REI guys I ever knew drove a government surplus Dodge ½ ton pickup.

I know a lot have been written about Detroit; either on this site or elsewhere…I have read all the posts……..its went through the largest bankruptcy in the recent history; it’s a war zone, population is shrinking, it’s a single product economy-auto…Nothing else works there; it’s a ghetto etc…While I agree with the gurus and RE wiz kids out there regarding above, I have a question?