Is that attributed to burnout, lack of consistent cash, or what?

Finding lenders who consistently deliver, even if they are a little more expensive than your dentist, is priceless.

Margins seem to be pretty tight, but I know a couple groups consistently making money.Here are some of them that blog:http://gabhartinvestments.com/ http://tomtarrant.com/Bill Tan's club has a forum with active investors down there:http://sdcia.websitetoolbox.com/North San Diego has another group that is good.http://www.nsdrei.org/

Be reasonable and consistent in your policies... unless you really want to create unnecessary paperwork and overhead that will cost you and your company lots of extra accounting overhead costs.

Self employed business owners might have some challenge proving consistent income and job stability so lenders would require higher credit scores / down payment etc.In commercial multi-family, (5+ units), the cap rate, occupancy level, and rent roll could qualify for financing with reasonable amount of down payment.

This often means more maintenance and more issues consistently collecting rent.

Unfortunately my mind has to be consistently challenged...

It takes time and consistancy for marketing to really get your leads rolling in.

I moved my focus to one large city and it's suburbs and was able to maintain a consistent dealflow and do some volume.

Make the spread on the interest rate, and a solid consistent return on the equity.