Hello,I’ve been doing a little research on a handful of lenders for specifically an FHA Loan.

My husband and I have remodeled homes we live  in while working full time. 

@David Trujillo your father, like all Americans, has the ability to avoid up to $250K in capital gains taxes on the sale of his home using the 121 exclusion. 

We put our home on Zillow/FB Marketplace/Avail about 10 days ago.

I need it just often enough to send or receive items from vendors or local govt's to want the convenience of using it from my home, hotel room, or office.  

Nicholas, as long as you live in one of the units for at least one year, then you should qualify for an FHA loan.

You might also be a good candidate for a small boutique hotel, an operator looking to retire will often entertain seller financing on fair terms and you could likely qualify for a SBA loan to help with your vision. 

Hi Carline,I know there are down payment assistance programs for properties 4 units or under but anything over that is considered commercial and to my knowledge there are no loan programs out there.I'm not sure if the down payment assistance programs are still active but I can find out if you'd like!

Also will be adding tiny home cabins to property to make for cash flowing retreat/STR.

Which of the two, SBA or commercial loan, offers the best terms?