She had the drive to better our situation, and the smarts to use my higher income to get it done.

Every insurance carrier uses different rating factors in their pricing.

It's icing on the cake, but what you really want to focus on are the economic and demographic trends of the markets and then the financial factors that make for a good cash flow market or whatever your particular goal is.

You'll have to figure out what the right factor is in your market.

Each person you assign to manage with you can also add expenses that automatically factor into your reports and overall cashflow. 

I would imagine many factors could come into play, but is there some general time frame I can base expectations?

But ive done Helocs for buying more  properties.But it seems like the bigger the better if you can factor in a property manager.

I will be self-managing from Chicago, with my Dad as my handyman/drive by lookout when needed.

Or want to drive out to Lake pillsbury and buy at Pillsbury Pines..

Default is default, collections means they are in financial distress and I do not want them as tenants.Poor financial management of debt is a risk factor regardless of the cause.