This means when you do want to get credit, you may need to temporarily unlock your credit.The above steps don’t provide guarantees and are not comprehensive or exhaustive, but collectively they can substantially lessen risk.

Roof leaks, leaking supply or waste pipes, tub surrounds, cabinet bases (between the interior bottom of cabinet and the floor), all can create these slow leaks that rot wood and can "feed" mold and attract other pests that could be causing your issues.You might also have a professional perform testing for mold.

This is why I advise everyone to put HML as a plan Z, the absolute LAST resort and to only consider once everything else has been exhausted AND with EXTENSIVE consideration to assure, without a doubt, it will be very short-term and is ONLY a temporary bridge-financing.

Reed has an exhaustive analysis of this on his website here:"The truth" (emphasis mine) about getting around due-on-sale clauses

If the granules are missing on the shingles, it's getting old, if there is missing flashing around the chimney or pipes, that can be fixed.

It can be a leaky upstairs toilet or tub or shower, a hole in a water pipe in the wall, a water pipe joint that was improperly soldered.I've done flips for 30 years, everything from houses built in 1899 to present.

He also mentioned rats are living under the house biting away wood and pipes and he called a pest control company to trap, poison, and got rid of the rats and cost him $465 and he paid.

These are pipe dreams in the current market.  

Most of us here know that is not true and just a pipe dream.

77 feet, cast iron and clay pipe.