I feel this could be a good learning opportunity for myself and other's who are in the early stages of their investing career.

I am still in education stage learning how to analyze deals and trying to figure out what market to get into.

Your bank would order an appraisal during the finance stage.

Utility costs, energy saving programs, regular maintenance costs, every little bit helps especially in the early stages!

I'm guessing your responsibilities are light at this stage in your life, health is good.My own personal hourly rate is $50, meaning if I can pay someone less than $50 an hour to do any task in my life, then I am paying them, because my time is more valuable.

At my stage of life I am investing in cash flow.

I know my lender has a limit of 10 mortgages but they are also exploring my options once we get to that stage.

As it stands four more student housing high rises have been approved and are in various stages of construction.

Now, even if they did sign it, they may still try to get it back and unless this is common for your area- some judge might give it back to them because it is "excessive". 

I had all this in house at one point but I am in a very different stage in my career now.