Replacing other investments, stocks/bonds with Real Estate to diversify my portfolio (and in my opinion reduce risk and protect principle as well) is my goal.  

I want to invest in other RE and I think I can make 15-20% ROI on those investments, which is much better then saving $100/month in MI.Also, the FHA gives me options if I actually needed the cash for something OR if I wanted to refinance down the road in 6-24 months maybe.And the MI is on the loan for the life, but it is always .85% of the PRINCIPLE, so when I only owe 1/4 of the loan the MI will be greatly reduce and effectively almost nothing the last few years of the loan.

I am here to learn, apply and grow..I am committed to assist some one who will help me to learn, teach me how you analyse deal and I`ll do it for you. 80-20 principle I`ll try to eliminate 80% bad deals so that you can focus on top 20% deals (and me :) ).I want to thank you for enabling such a great platform for people like me and excited to learn for this awesome group.thanks PradeepBellevue, WA.    

I recently put out a video that shares a bit of our story and offers an invitation to a totally free (no pitches) webinar I created.It includes 5 Principles that new investors need to know as well as our story of how we built our $1.35M portfolio with just $35K in cash. 

The principle is such that if you were to completely bulldoze the building, you would not be able to build the same building in its place as the county unlikely to approve a SFR in commercial zoned lot.  

Yea it looks like it is very good condition so FHA will work. 3.5% down you would be looking at roughly $2100/m principle and interest if you pay $349,000 for it. 

I don't know if you are both ethical decent people with a legitimate misunderstanding, if one is right and the other wrong, or perhaps you are both scumbags.

Not totally sure how commercial vs personal loans differ in the overall scheme of things but I would think that the commercial lender wouldn't mind a principle reduction of the over all debt service and allow you to spin off the units when the opportunity presents itself. 

Hi @Eric McComb, I wish you well, and agree, we need honest, ethical PMs.

.), may easily prevent the underlying cause of the mold formation to go into abeyance, or otherwise render the condition as one that is not readily identifiable/observable (by the purchaser or their inspector), has the investor, whether through lack of knowledge in understanding that mold is not, in and of itself, the problem, but rather evidence of another problem (and so did not correct the underlying cause) or simply from a lack of ethics, free from accountability if the property is sold "as is"?