I've been self-employed for the last few years and don't like to pay a lot of taxes so I've never shown a lot of profit.

Few employers.

Esmir, do you have any agencies in particular that you could suggest?

So I actually have two 401k plans right now, one of which has about a 20k balance from a previous employer.

When you get the requisite employment history (plus the solid credit you already have), you might aim for a 2-4 unit property as a first home purchase (2-4 units counts as residential and there are some great loan programs to look into). 

If self employed, it's off more like 3/4 of the time. 

Correct, if you want to procure a conventional, agency loan (IE, Fannie/Freddie) at the lowest rates/fees, you'll need to quit claim deed the property from the LLC to the individual borrower(s) name(s). 

Despite this, in-office employment continues to steadily rise, resulting in even more demand by big employers for newer, high-quality office space.According to the CoStar Portfolio Strategy Forecast, the delivery of new office projects will hit its peak in 2017.

@Ben Visser Yes, agencies are tightening the screws.

Unfortunately, many solo 401k participants often don’t understand that the same distribution rules that apply to full-time employer plans (i.e., those plans with full-time employees besides the business owner(s)) also apply to solo 401k plans.