I’ve studied continuously and am constantly striving to learn more, I don’t have much to bring to the table at this moment but I would greatly enjoy someone more experienced in this world hearing me out and giving me some constructive criticism on the subject.

I would suggest buying a property you have at least 20% equity so you can refinance out of the VA loan and continue using the VA benefit over and over again.

Just not for me, as again I am a bit spoiled Continued success to you 

I have virtually zero debt-to-income and have opted to continue renting and invest in rental properties instead of buying my own home.

I think you need to continue educating yourself to better prepare for RE investment.

I suppose it might, if it continued... but the dealers are leaving this month, so there will be no more problems.

Jack & Shweta - clearly you've both done your homework, I will continue preaching to the choir and get even a little more granular on the positive points you have made: Affordability: Wage growth has lagged cost of housing growth in the U.S. over the past 35 years.

Keeping that in mind, many have more equity in their properties and some believe strongly in having zero debt and paying off the mortgages as quickly as possible rather than continuing to buy more properties through refinancing.I have at least 30% equity in every one of my rental properties.

He’s been an ideal tenant (always pays on time and takes good care of the place).If I agree to let him out of his lease how can I protect myself so he continues to pay until the unit is re-rented?

To @Mark Newton thoughts above, I haven't checked out Madison yet, but continue to look at Murfreesboro, Clarksville, and Jackson as possible deal options.