Penfed.org a credit union based out of OR I believe will go up to 80% LTV with a 2nd position HELOC but the problem is they have a limit on the number of total financed properties at 3 max including your primary (last I checked with them).

That is why I included the caveat that there may be opportunities within these areas, they are just not areas I service. 

Also, in my introduction I never included my purchase time frame.

For example, I know that we need more appraisers and inspectors (if you have previous construction experience or someone who could train you).If you do want to become an agent, the best advice I could give to build your network is to start by going through every one of your contacts and letting everyone you know know that you are becoming an agent (including coworkers, students' parents, anyone else you have any connection with who may know you and need a home to buy/sell).

I would give the downstairs unit tenants access full access to the basement including laundry room but the upstairs tenants only access to just the laundry room but they as well get the attic to themselves.Is this a good idea?

I have money saved up, 15k, that I am looking to use to purchase my first property and my credit score is ok at 670. one of my issues is my credit utilization due to credit cards I took out for my business that I maxed out and I also have student loans.now fast forward, I want to get into house flipping and later on buying and holding, probably 5-10 years from now. i have done a lot of research on loans I could utilize including the fha loan which seems to be the most attractive to me however I am aware that I would have to stay in the property for a year before I can do anything.

Include info such as last sale date and price, owner's address (if different), and your assessment of the property and neighborhood. 

I would also include a statement that any application not fully completed or containing any false information will be rejected.If you are paying for any credit or criminal checks charge a fee that will cover all your costs.

I work with company that is A+ rated with the BBB and has helped clients remove over a million derogatory items (including bankruptcies) in the past 4 years alone. 

From an operations stand point, make sure the quote from the contractor includes — full containment and HEPA filtered negative air movers that ideally can exhaust to the exterior, manometer with print out logs documenting the containment’s negative pressure throughout the mitigation, full removal of affected materials (drywall, baseboard), (wood framing can sometimes be sanded and then sprayed with a spor/fungicide), and finally an *inspection by a third party environmental hygienist for air clearance*.