I'm in the process of contacting an attorney and reviewing the Davis-Stirling Act. 

I'd love for some guidance with the loan process (especially since I am quite young). 

Hello BP,I have finally started taking big action and not trying to have the whole process figured out before moving.  

The biggest lesson learned here is that there are going to be mistakes made or problems that come up, and so having patience and communication thoroughly with your partner and team are key to getting through the process.

A lot of people sometimes get stressed when they go to buy a home because they don’t quite understand the homebuying process, they are concerned about whether now is even a good time to buy and they don’t know if they can even afford it.

You also don't want to sacrifice on comfort because that's where you earn good reviews and in the case of midterms, gets your guests to want to re-up their lease with you.

Sounds like you expense a good deal of your earnings on IRS returns, which is typical for self employed people.

I'm curious if there are experienced investors in Austin that can tell me how complicated the process would be to do this in terms of permits, zoning, etc.

There's quite a process with that area - certain rules, permissions, town council and zoning meetings, etc.Feel free to DM me - I've got strong ties to the area and town board.

Having a competent team will streamline the process and reduce the likelihood of setbacks.Financing Strategies:Explore various financing options, including traditional mortgages, private lenders, or hard money loans.