You renovate and create a nicer monthly rental property or operate as extended stay / STR for business travelers.As for the dining hall and restaurant you can convert to amenities like a gym, common area, event space, co-working space etc.You do not want to use hard money for something like this as it would be very punitive and expensive.

Unemployed section 8 vouchers may become common.

Originally posted by @David Clay:I think you fundamentally misunderstand what it means to be poor.This is a common response from someone that is controlled by emotion.

Trail plans are common for most loan modifications.I'd be surprised if they just gave everyone trail plans who wanted it.

I am confused if this addition in principle is common for big vs small lenders ?

Stucco is common where I’m at, and that never needs to be replaced (just repainted).  

Whether it be someone living downstairs or above you or sharing a common wall. 

In that case each tenant is renting a room and the rest of the areas of the house are common areas.

Tragedy of the commons and all...You're not accounting for vacancy.

They throw common sense out the window.