What are you scenarios looking like as far as credit and the types of properties ? 

You might also meet someone that could be a potential business partner.

Even a bank with an 850 borrower credit score will not give a 5% loan with that type of down payment.

I would ask her to offer you a 2% seller contribution (Seller credit) if you are buying it as an investment.

Is this a smarter way to get into the business and grow from there?

Are local credit unions more flexible on these criteria?

I have stellar credit and own my personal residence (valued approx $950k) free and clear, so it would be easy for me to get financing personally to purchase it and then transfer to LLC, but that sounds like that could be messy.

In the meantime, think "time value of money", you get the use of that money to leverage into another property, do needed renovations on an existing property, pay for your kids college tuition, or keep your business afloat until this pandemic goes away and you can take a needed vacation.

The growth now will be in the ancillary businesses moving to the metro to support Tesla and other tech-focused manufacturers.

I am busy in a full-time job in Boston and wanted to work with someone trustworthy to get started quickly rather than get stuck in analysis paralysis or be discouraged by Boston prices.