@Nick TzenevrakisTo answer your question about accounts - if you're buying the property in your name, technically you don't need any separate bank accounts.However, I would highly recommend you set up at least a separate checking account to manage everything related to real estate.

Local bank that does commercial.

Banks can impose stricter overlays, so shop it around to multiple lenders, if need be.. 

The local banks are quoting rates over 5% interest. 

I bough a bank owned ( non- auction)  property and instead of eviction I offer them some money, they were out rather quick. 

I now own 5 Properties and am looking to take the next step with purchasing a 6 unit multi family.I’m in need of advice/recommendations on which banks I should go to and what type of loan I should be asking for.

As far as Lee and Charlotte Counties go, it seems that most people that are still underwater are underwater because they've stacked HELOCs or second mortgages on some properties or they've simply stopped paying years ago so their banks have levied heavy fees, fines, etc. on top of unpaid principle.On the appraisal side of my work, I have lender clients who have ordered drive-by appraisals for pre-foreclosure properties since 2012.

Check with a small Community Bank near you.

It seems crazy that a bank wouldn't give me some kind of equity line of credit since the property just appraised for $825k but I haven't had any luck with the few banks that I've tried (TD bank and some local banks). 

Get a HELOC: with some banks you can get a HELOC up to 90% of your appraised value.