Really appreciate any advice, good or bad as need to start somewhere, I have to remember that if they want 3-5 years then I still have to pay extra for that mortgage payment so need to factor that and closing costs into my final agreed price but hear that any repairs from the agreed day forward are the potential buyers concern so I guess they should do an inspection themselves before we agree a price.

Not a bad plan, but I wouldn't count on being able to refi out and do it all over again. 

Some of them have several hundred comments all from investors who've had a bad experience as well.

They can raise them at any time and that can really mess up all of your numbers...what seemed like a great deal can quickly turn into a bad deal if the condo board starts jacking up HOAs.  

In the Temple area I know of two investors that lost fairly badly at that game; due to low demand.Yes, to renting to students and yes, to your smart observation to keep all markets available.

@Albert Ng@Joe Stretch is a also a great choice!

@Aaron Andrew,I'll have to relook at what the laws are regarding Airbnb in San Diego, but if that's your first choice, let me know if I can help, I'm an agent here in SoCal.

Or are these duplexes in really bad shape and you're bringing in your own rehab funds?

I very bad with numbers, but I gather from your email that you think that instead of taking a capital gain loss it would work best for me to do a 1013 exchange...that's why I mentioned RealWealth Network because in NY state market my net gain of 570k would not allow for the purchase of a large apt. building.thank u so much again for your input!

Lists are going to get bad reviews because they can really be hit or miss, there is no guarantee that anyone will respond to your mailer.