Well, here’s the hard truth; for CONSUMER insurance, such as retail auto policies, homeowner policies, etc.  

Ive spoken to several banks and credit institutions but cannot seem to find anyone willing to do a cash-out refi for me.Thanks all,Tim

Quote from @Tim Herman: @Tony Pragosa I'm not a fan of percentages.

I think this is a great deal following Tim Ryan's comment above.

Quote from @Tim Herman: @Thomas O'Donnell all of the questions should have been answered by you before you bought the property.

Most comments already suggested great ideas: - professional photos- Utilize FB groups - Social Media account for the propertyA few i might add: - professional decorator- Auto messaging guest (will save you tons of time) **Hospitable or Guesty is a great software for this** This will help you get more reviews thus superhost status thus more bookings- Dynamic pricing **Pricelabs** - Not sure what market you are in but what i do for my market is lower prices on weekdays and give discounts for longer stays (4-5 nights) - Find Local attractions and ask if they will advertise your airbnb on their site in exchange for putting flyers into you home during stays (go to them with projected # of bookings you will get in year and they might be blown away. 

My Depreciation was sit up one time and then an auto entry for each month.Recently have switched to Buildium for the management platform. 

@Tim G.

Wow great feedback from Tim and Russell.

If you use rent manager or many other property management softwares you can offer auto debit, credit card, e-check, and cash payments at retail locations (Walmart, ace, etc).