Look at all the products and advancements that we have access to now that was not available then.

AKA, "blowing smoke"...Over the years I have learned from the "best of the worst" to trust on the surface, but ALWAYS verify.A technique… my associates and I have found very productive is take the extra time and effort to read the state statutes to gain/learn the fundamentals of the issue.

I used to have a similar 401K company that I set up with Guidant Financial (GFG) as well, and later spoke with several ERISA attorneys and CPAs who indicated that these types of products were being investigated by the Department of Labor.

IMO, this just means that you need to go beyond average in being professional and turning out an excellent product... and treating your retail buyers like minted gold.

So my question for you Rich, and the BP community as whole, why should production of a floor plan be any different?

Hard money is not a consistent product like a conventional mortgage.

Did you use the product?

You would have to refinance with a bank that has a portfolio program, or non-conforming type program, and they are usually going to have a higher rate than a standard conforming product.

Now a days the #1 best marketing tool is social networking ( Facebook, Instagram, twitter etc) and the main point of marketing a service or product is to get it in the way of someones vision so if it attracts them or someone they know word of mouth will do the rest of the work.

I've used a product called OdorXit on pet urine and was happy with the results.