60/40 comm split, guaranteed buyers lead, lots of help and structure, DOWNSIDE, all deals are put under the lead agents name, if I leave I don't get to take any of my clients brought in, and i'm not building my own brand/business, essentially just helping build someone else's business.B) Go independent with a large national brand, 70/30 comm split to start, plenty of training options, office fee's seem reasonable.

I am right next door to a national bank, one of only two in the town.5.

I keep seeing Sac ranked in the top 10 nation wide.

You are right, all prior attempts to curtail this have met with almost rabid reactions from the National Association of Realtors.  

I would check the Fee breakdown with them compared to other local or national lenders.  

I am the Director of Finance for a large national retailer but enjoy real estate / investing in my spare time.

I live in a rural mountain community near Yosemite National Park.

Also, they don't receive countless calls about mortgages everyday like the national lenders do so that mortgage broker will be more than happy to work for $1,875.

It is a fair housing violation, discrimination based on national origin.....he might not of even meant what country are you from...but what state, or what city.

With regards to non-performing institutional notes, I get asked weekly by various folks to provide them with my sellers and avenues for obtaining tapes.