The rest of the insurance is all replacement cost.

The government has a program in place that covers 70% of the housing costs for approved migrants, leaving the migrants to cover the remaining 30%.

Basically a restricted unit can definitely burn out a capacitor and anytime you set a unit too low causing it to  struggle to keep up (ex. set at 69 but it never drops below 76…) will keep a unit running 24/7.

You can't do that with a T-bill.Ryan, everything your relative said could very well be true. 

I'm so afraid to underestimate costs.

If the qualifying criteria and equity are there, you can roll in your closing costs.

These will be a $85,000 distressed property with a $102,000 Rehabbing cost and they after repair value would be $255,000. 

I see far to many people blinded by low prices on Zillow that expect to buy great assets for less than a Kia.

Cost $800,000.  

PS Only T-Bills and FDIC Insured bank accounts are riskless.