I was able to get a HELOC on my first home, to use towards rehab costs on our new house.

To get a traditional HELOC the lender will require the title to be in your personal name.

I have a HELOC with an adjustable rate, which the terms clearly state is pegged to the prime rate plus 1.99%. 

I think I would just leverage my HELOC if push comes to shove and I have also signed up for the 6-month mortgage forbearance with my lender, to which I'm still setting the payments aside to pay it all off, but is nice to have in case things get worse for any reason.

Anyone ever do a larger portfolio HELOC Bundle?

@Fred Stevenson, I would suggest a hybrid approach:Cash out refi up to 50-60% LTV to put some capital directly into play.Secured LOC or individual HELOCs up to 75-80% LTV to have additional funds at your disposal, if needed.This should still leave you with plenty of cash flow to cover anything unexpected.

I do not have a 20% down payment to fund the loan, all of my liquid cash is tied up in the properties I own. 2. due to covid the bank does not want to provide a HELOC. 

You can refi or get a heloc to put towards your next investment.You'll want to connect with a local Realtor and lender to find out your best optionsA great Realtor in the DFW area to connect with is Megan King. 

Purchase price: $125k - 5% down conventional Rehab - About 5-7k to date to make the home updated and more modernMonthly payment: Total PITI - $880 Girlfriend pays me $450/month in rent Plan- After 6-8 months Refi out of the Private Mortgage Insurance (PMI) lowering the costs and possibly pull a HELOC (Comps are in the 135-165k range within 2 miles)After that, either stay in the house for 2 years to take advantage of Section 121 tax law - avoiding capital gains or move on to another house after 1 year and putting a tenant in this house My first house remains rented out and I plan to either utilize the house as a Air BNB when my tenants move out or try the Section 8 strategy What's Next?

Traditional ideas are seller financing, finding a trusted partner, HELOC on primary residence, working side jobs to make a little bit of extra cash, and asking family and friends to pool money for a low cost loan.