•I do not have text messaging on my phone and never plan to add it.

In addition to the advertising, I would get out of the house and meet people.

In addition, some lender loss mitigation departments have their own rules, policies, and procedures.

We are currently trying to do that very thing as we have bought several apartment buildings in an OK area and are trying to make them better by improving the property.We have also set up a community group (a mastermind group of sorts) that is now meeting and discussing issues and trying to bring our area up by making improvements.Our goal is to collectively bring our apartments up a notch, which we believe will increase rents, reduce turnover and overall bring a higher price in the long run.If anyone has any additional thoughts or feedback on that process.. please post.

Just a couple of additional thoughts.

In addition, if you think about it, it can also contribute quite a bit of credibility to your business and in the long run create a formidable veneer that both commands respect in your area and quite possibly shatters pesky objections.The goal is to test.

I'll assume you can handle that, but that's a huge factor.Holding costsUtilities: $100/monthInterest: $890/monthTotal for three months: $2,972So, you need about $1,000 in addition to what's left from the loan.RefiMax perm loan $76,000Closing costs $3,000Payoff $71,250Total $74,250So, you're within the max.

When default occured the penalty was added to the balance and I received 22K from them to avoid forclosure and extend the loan for an additional 12 mos. at 10%.

In addition, a Section 8 employee will probably be happy to answer your questions.Good Luck,Mike

Additional debt that can wreak havoc assuming your modeling assumptions are incorrect...so additional riskI tend to agree with you though.