Hello all, I am trying to avoid refinancing a rental property because my interest rate on it is 3.2%.

Our rates are 10.5-13% 1.5-2 points.

My rentals have between 60-100K 'dead equity ' each but with mortgage rates 3-4%.

Pricing generally is impacted by every 20 point increment of your middle mortgage FICO mortgage score so a 740-760 score will get a better rate than a 680-700 score.2.

Are there websites, that will giving me the current going rental rates for 2, 3  or 4 bedroom units in the different parts of Baltimore city Maryland?

The idea is to get is much out as low of tax rate as possible.

Most lenders aren't cool with transferring the title to an LLC after closing, so it's likely we'll have to close under our personal names.

The entire property & casualty market is a mess at the moment with carriers being unprofitable across the board and many becoming insolvent or shutting down in states where they were least profitable and/or were not allowed to take the rate increases they were asking for (rate increases have to be approved by each states dept of insurance they don't just get to jack the rates up because they want to)If you are in a REIA reach out to some of the players there and see who they recommend.

So your rates will be high and term short.Good luck.

I would really like to continue to invest, although with the interest rates, the restrictions and prices in Canada it is a challenge.