The point to all of this (to me) is to A)Build up enough independent income such that you're largely immune from needing "a job", B)Have enough money such that you can provide some security for your family,C)Have enough money so that you can provide funds to things important to you (charity, church, etc),D)Have enough money so that you can enjoy things in life that genuinely make you happy.If you are all the way down to D, then I personally don't see what is wrong with it.

I'm hoping my tale can inspire anyone reading this to always strive for more, never take no for an answer, and don't be afraid to stretch yourself beyond your perceived limitations.For a little back story, here's my first real post on BP when I started (beware, I'm a long winded sob)https://www.biggerpockets.com/forums/223/topics/371714-making-my-splash-in-real-estate-6-units-in-11-monthsI started 2018 owning 10 properties, 15 total units.

I have 8 tenants total and they all opted in.

From there, you can see what your tenant will be fined and use that as the justification to keep the amount of the security deposit. 

At this poInt, I am tryIng to secure as much as possible before the bust.

You think this is totally impossibe?

So, I have a total investment of $15000 in my hand.

This is also my first deal so I'm trying to get over my fear of investing by going big like this.As far as rents this one I'm purchasing was 158,500$ total, with each side of the duplex renting out for 750.

However, as an owner-occupied refi construction loan, I can have 1-4 units ( which I think is totally backwards!) 

33 Unit - Asking $4350000 - ( I believe I can offer $4120000)Building is %100 occupied Current Rental Income -   $400380Total Additional income  $20698ExpensesReal Estate Taxes $66,695Insurance $8,407Trash $3,534 Electric $2,375 Alarm Monitoring $666 Gas $18,749 Pest Control $1,135Water/Sewer $24,051 Landscape/Snow Removal/Cleaning $12,168Management $34,439  Repairs/Maintenance $16,000Cap EX $20019                        TOTAL EXPENSES $208235NET OPERATING INCOME: $212843Dept service  $195600There is a big rental upsideCurrently the average rent is 1042 per unitComps tell me that if I fix up units @$8000 per unit - I will be able to get $1300 average on a unit.Once all units are done over the building should be able to fetch $6m after 36-48 months