I guess the point is you don't know what's a mistake till you're able to look backwards.

@Chris Levarek yea I guess I should look at it with the right lens!

As you can guess, a looky-loo that does not yet own a property is not going to get any attention.....

I guess no way out but to negotiate the commission reduction. 

My guess is if you can’t afford the DP at this time, you won’t have any reserves.I’m pretty conservative with my numbers but that’s worked out well for me.Lmk if I can help you with anything else-I’m not a realtor but have been able to find 2 good deals this year.Good luck-Cj

I'm guessing he does not have experience in this area.

And you could refinance into conventional, to free up your VA entitlement... great, so you're "free" to pay another VA funding fee.For your scenario, I'm guessing the best bet would be to leave your VA loan in place, get a HELOC, and boom now you have 20% down, and can once again buy with no PMI, except this time you also will not have that VA funding fee.

I guess everyone has their own way.

Given your rent price was pandemic-era low, and they’ve recovered a bit now, my guess is they could rent it for higher than your lease calls for, which they have an obligation to attempt in good faith.

I'm guessing some on the context here but I think you might be referring to decreasing the acquisition costs?