@Marvin Meng - that maxim about "If it's a real deal, you won't have trouble finding money" primarily applies to wholesalers who are trying to sell properties to investors by assigning the contract (it needs to be a real deal for the investor - if it is, someone will buy it) and to situations where you are partnering or syndicating (bringing on other investors as part owners) where you have an established track record and a good deal that people will be willing to buy into.Starting out to buy and hold or flip- you need your own capital OR you can borrow from 401k (cheapest) or credit cards (some are cheap or can be kept that way by rotating through various low interest deals) or you can borrow from family and friends and make it worth their while OR you can look for seller finance deals.  

The changes will merge the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form into two new closing forms: a Loan Estimate and a Closing Disclosure.Expect delays with closings going forward!

The changes will merge the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form into two new closing forms: a Loan Estimate and a Closing Disclosure.Expect delays with closings going forward!

The changes will merge the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form into two new closing forms: a Loan Estimate and a Closing Disclosure.Expect delays with closings going forward!

The way lending works is they only lend people the money who don't absolutely need it.

I welcome information anyone will share on a package you have prepared for presenting to a commercial lender: narrative summary, project details, etc.
Thank you

The changes will merge the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form into two new closing forms: a Loan Estimate and a Closing DisclosureExpect delays with closings going forward!

Many transactions are hammered quietly too, do this or else and the accused party does that instead of getting hammered publicly.....Hope that helps :)Not trying to be pedantic or argumentative, but that actually doesn't help...I did a search for "predatory dealing in real estate" before my last post...I posted because the only hits I seemed to get were about predatory lending and real estate scams -- neither of which we're discussing here:https://www.google.com/search?

Now FINALLY, I have found an investment partner who can lend up to $50k at one time as well, and I also have a fast and cheap contractor on my side!

Many people will lend on real estate and most title companies can write up the documents.