At that time it was an area with homes that move relatively quickly and a low enough price point with the rates to make it appealing to buyers.

Unfortunately, or fortunately, small multifamily are valued usually on the comps What is a typical duplex in the area with same # beds, amenities, etc. going for.

Maybe also look for an accountant that is in the area to help you out. 

If you have great documentation W-2 type income and you are not looking for the exact same thing that everyone else is looking (eg, a condo in a tourist area that won't allow airbnb's anyway) or a small multifamily in metro San Juan) then you may be in luck. 

Area has lots of opportunity for more structures, and saw an opportunity for a less than market priced deal.

@James McGovern I use specific sign riders stating Open This Saturday 1-3PM and directional signs if allowed in area.

Stick to Local Property Locations: you should start out by only lending in areas you already have a good understanding of.

I am exploring different technology/companies for a database, a CRM, among other areas needed as a realtor.

Let's connect plus I own in the Panama City area

They are a better solution for the family living there, especially if duct work is not an option.