@Patrick Britton I am a huge fan of local banks, and would recommend simply calling every local bank in the area and pitching the loan to them.

.:1 man army or husband wife setting up a PM shop can be a bad idea The other problem with that, as a small client of a small PM shop, it is quite simply not enough money to move the needle. 

I've enjoyed the McRib seminar metaphor, especially the Platinum Masters Program. 

Buy a townhouse/condo in Greenwood area and live there to enjoy shorter commute to SLU.

Assuming your state codes allow you can simply give notice to non renew any tennat that does not comply.Raise there rents, replacethem, do as you please.All completely dependant on your state codes that you must learn asap. 

Simply view the preparatory time as part of your investment in your future. 95% of the indivulaes in your position fail because they view real estate investing as a way to go from zero to success....this is not realistic, you need cash and a solid income if you hope to increase your odds of success.

Simply replace the cheap carpet that was put in and move on. 

But I truly enjoy comparing notes with others that have a similar background.  

That way if he defaults you just simply evict and take the property back.  

We are both full time professionals and looking to generate passive income so we can slow down a bit and enjoy time with our new son.