Your Mother could give your Father a $365,000 note secured by Trust Deed in exchange for a Quit Claim Deed transferring his ownership to your Mother.

Original ValueBecause the account is secured by an investment property or two to four-unit principal residence, it may be eligible for PMI cancellation if (1) the current value of the property is at least equal to its original value, (2) the LTV has reached 65% of the property’s original value, and (3) the current value of the property is verified by a broker price opinion (“BPO”) that is ordered, and directly received, by Home Point.

I would be ready to have supporting data as to the necessity of them and be sure to include exterior cameras as well, not only in the common drive/entry area, but along the rear permeameter as well- otherwise it seems as if spying on the interior might be miscommunicated as the goal, and if truly for security, you would be covering all points of entry without exterior cameras along all exterior walls. 

So I’m needing helping on securing a mortgage for a short term rental, I have a job but I’m a contractor so several banks told me I needed to get hired on full time first in order to get approval.

He says he is "securing the scene".

It seems it does take 10-20% above list to secure a deal especially the duplexes in the 200-250 range.

I have a great job but would like to secure and expand my family's financial future. 

With the execution of a new 1-year lease and placement of a security deposit by the new tenant PLUS a pristine final walk-through of the property, you will allow her out of the lease. 

I have a tendency to make things transactional so that I secure my family's success.

But having a property management partner lined up, can be a big help, as you can sell their track record of operations, and deals they have been able to execute on.From the legal standpoint, a contract lawyer and a securities lawyer are two different specialties.