If you look at their overall credit history and they had always been a dead beat, the chances are that they will remain to be dead beats and will either be late on their rent or not pay. 

There remains about 9 months on the tenant's lease.

I think you and the seller are way to far apart, I most likely would not make them an offer as it could insult them enough to not want to talk to you again when you simply tell them to give you a call when they can be a little more flexible. 

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Today's interest rates are some of the best seen in years, so taking advantage of this by placing as long of a term loan as possible with a fixed rate, will help you grow your money faster.Leveraging your property with low interest money allows your to make a greater return on the remaining equity and allows you to make another return with the cash you pulled out.

Most apartment complexes currently have a several month waiting list for a 1 bedroom, yet 1 bedroom condos remain incredibly cheap in Orange County, particularly around Universal.. so.. the opportunity is real around here, but, you have to begin with what makes Orlando-metro unique, because it severely alters the landscape compared to other (typical?)

My best guess it's statistics based, meaning people who remain in a house for at least a year are less risky because they are more likely to continue to pay the mortgage even if they move out, so they offer you a lower rate.  

We're not against investing together in the future, but I was wondering if we'd have more flexibility by me making my own initial purchase without him, as you mentioned you and your wife did.

These days there are flexible gas lines that might be allowed by code.

Individuals remain at 10/15 - but since she's so busy now sounds like she may free up after Monday.