Also note that the annual ROI will constantly change on a financed purchase as the numerator will be different for every 12 month period you look at.Cash on Cash return (CoC) = cash flow / cash into the investment- Using the above numbers again for a cash purchase it is easy.CoC = $6/$100K = 6% (Same as the ROI)Using the financed example we'd figure out the annual cash flow by taking the monthly ROI of $500 less the monthly mortgage payment of $362.35 to get a monthly cash flow of $137.65 multiplied by 12 to get an annual number of $1651.80.

I decided after reading numerous other postings that it would be good to introduce myself as well.So, i'm slowely getting into the game of real estate investing.

I was astounded when Irma, now dead almost 100 years was able to play one if my favorite songs from Talking Heads, 'Burning Down the House'.That's one smart ghost!

Everything is clean neat and organized, I have money in all my categories and have money saved up for all numerous expenses, monthly/yearly/savings/emergency funds/upgrades/repairs/deposits etc.

@Kedrick Thornton: There are numerous security options, but as with car theft, the only real goal is to create enough of a deterrent that sends thieves looking for easier targets. 

I picked it up for a song when looking for commercial as my bandwidth managing residential is getting stretch with my day job commitments.  

My locations have numerous VR's in them so it will likely not pass a vote for change.  

Furthermore, he has numerous prior felony convictions, etc.

I thought for a minute that I might be able pick up a big half finished project for a song.

You can rest assured, though, that the bank will find numerous reasons to delay the closing.Without knowing the price, its hard to say how far apart you are.