Sorry for quoting you I have not figured out how to @mention ppl.

@John Brinkos I should of mentioned what bank we did get our loan from.It was Arvest Bank and they have been wonderful!!!

The monthly meetup at bull n bear as mentioned above is a great one to go to!

You also didn't mention the price of the house.  15% off on a $1M house is a reduction of $150k but 15% off on a $50k house is only a discount of $7.5k. 

As others have mentioned, this requires discipline, a new learning curve, etc but it's worth it in the end.By the way, I'm also in Sacramento and just recently took a trip to Cleveland, looked at Parma and Lakewood among other areas.

@Carlann Mckenna As Thomas mentioned, take the time to improve your credit score first. 

@Kyle Baron you mention that they aren't out of the place yet, along with back rent I suspect you will also have cleaning and other fees you will not be reimbursed for. 

As Basit Siddiqi mentioned, its tough to house hack in NYC and live free.I’d suggest you use BP’s search function or set up keyword alerts to see what other folks have to see about house-hacking and other topics you’re interested in.

The homes are built well (much nicer than Glen Park in my opinion), the neighbors are wonderful (still one of those places where people know each other) and room for appreciation (Prices are well below Glen Park for reasons that are beyond my comprehension).Honorable Mention: Outer sunset.

AdvantagesSince we are dealing directly with no real estate agent involved, we will save 5-6% on the deal which we will split 50-50.This one is a small advantage, but still mentioning it here.