An average of actual income (capped to the 30% number) gets added to your income before your DTI is calculated. if you buy a place with an ADU, we can ask the appraiser to tell us the market rents for the ADU and use 75% of it (capped to 30%) as part of your income.Fannie has a nice explainer PDF here.Now for the bad news: Unless you get a raise with your transition to W2 status, your DTI is probably going to be quite high relative to qualifying for a property in Portland.

@Ben Morrow if you get a bad review in one property it does NOT affect the reviews on the other ones but it does affect súper host status.

However, active investors may buy, sell, or flip properties and move funds from one project to another while maintaining the tax-deferral status of the IRA.Another benefit of owning real estate in an IRA is the familiarity.

We used a conventional loan despite my military status, cause we aren't married yet and she had better credit. 

As Basit says, you should take into consideration other important factors including whether you hold a W2 employment or a REP status.

So you may have to go the TAPCO route for a while until you can get the house up to fixed status. 

For example, status updates, regular check-ins etc?

Create columns for Name, Street Address, City, State, Zip and then contact info: Last Contact, Relationship, Status, Email & Phone.IMPORTANT: do NOT ask people for THEIR business, ask for referrals!

As the admin you can create as many statuses - read whiteboards - as you need for your business.

Less headache, more money, and less marital stress.