@Lloyd Schroeder and all others wondering on this issue for the St Cloud area. 

They should be issuing you itemized statements on a regular basis that will break down maintenance, management, utility costs, rents received, etc.

Any changes here could make that dream a lot harder to achieve.I see this coming... pulling MLS content from major websites like Zillow is floating around.

How are the major potential expenses of the house looking (AC, Roof, Plumbing, Electric)?

A plumbing issue could be causing the problem.

Hi Mariangela,As Jonathan mentioned Boca is a wonderful area, but it is a majority primary residence with a heavy HOA oversight.

Just debating to do it or not because I don't have any issues and don't want to pay $5 a month and have to constantly go check my mail at the post office. 

Some investors / flippers of very inexpensive vacant land do self-close, where the cost to close with a title company (most often requiring that you purchase title insurance, which comes with a minimum cost just for issuing a policy) approaches or exceeds the monetary value of the land. 

Buying as a primary allows you to put as little as 3.5% to 5% down.If you do have any issues with the business down the road you can always use a DSCR program which allows investors to buy an property without having to show income or employment.

There’s a large apartment (a few hundred units) being expanded 3 blocks away.It’s 4 blocks away from a major university health center (and embassy suites for hospital visitors) and 2 miles from another hospital (possible travel nurse MTR potential).