We will probably live there for 5 -10 years or longer, who knows.When I speak to the lender, I don’t know how to ask for a $450,000 loan amount.

You should speak with lenders or a broker about this deal.

Definitely speak to your title company and check out the process, but knowing somebody that has used transactional funding, that's what had taken place.

New investor here looking to start speaking with some lenders about qualifying.Wondering if anyone here would be willing to offer up any recommendations for portfolio lenders around the Twin Cities in Minnesota?

Generally speaking New taxes = New Valuation / Old Valuation.

If you are interested, I can speak with you on how to go about developing what would appear to be a single family subdivision, but with a built in multi-dwelling hybrid twist!  

I would be privileged to speak and learn from someone who has wholesaled, fix and flipped, or buy and hold these properties.

Insuring an HOA can come with a lot of nuances, so it was incredibly wise to reach out for some more opinions.With that said, @Parker Cox is who I'd recommend you try to speak with about the matter.

I specialize in luxury, waterfront homes on the barrier islands of Sarasota & Manatee county but my passion is property management.

I did not get this from researching their website but maybe I need to speak with a banker directly.I'm looking to purchase a 3 unit similar to your son.