Best refinancing Strategy

[Account Closed]

I bought a commercial mixed use five unit in 2007 when I was 25 years old and my balloon is maturing next year. It's worth about 800k and I owe 412k. The building nets 15 k per month. I do vacation rentals on the residential apartments for the last two years. Will a lender refinancing the 412, with vacation rental model? I also have a bankruptcy from 2010 due to the crash in 08. My credit is at 650 fico