@David Faulkner if I was talking vanilla rentals for sure your method works..

While we all need to adhere to NFIP/FEMA guidelines, great agents will help their clients look into methods of reducing premiums with mitigation and other methods.

Pop here and introduce yourself https://www.biggerpockets.com/forums/86/topics/308... .I find this forum much more helpful than PropertyTalk due to everyone not trying to put people down all the time like they seem to over there, but that is currently a lot more established and localised at the moment.I am down in Otago, Dunedin so if you need any help give me a shout.

@Brent CoombsWhat I am seeing in loan terms is that, for investment properties, lenders lend on 75% of appraised value or purchase price, WHICHEVER IS LOWER- which means that the "low/no down payment because of built-in equity" method won't fly....

The best he's coming up with is hardy backer that costs $9 per sheet and is putting me further our from budget and making me regret going with the nicer tile.Anyone know any other materials or methods that could make this more cost effective? 

Start at the most recent and work backwards until you've built a list.Then use the mail>call>Knicks method to market to those that fit your criteria.

And they don't blow the breaker ever.Wiring old plaster requires planning and methodical work if you don't want to be doing massive repairs.

I'd have to say he missed that part of the Act which stated that "any method or scheme" employed with the intent of circumventing the Act would be a covered transaction.

In the past year we became the owners of a duplex and learned about writing leases and screening tenants, we put in several offers, had 2 go almost to closing then had the sellers back out, ended up getting called back on 2 offers that we thought were dead and ended up closing on a foreclosure and are mid-cycle on a BRRRR method and are in attorney review on the second duplex.

Hello fellow wholesalers, investors, and marketers,From your experience, what has been the best method for you to find motivated sellers with VIRGIN properties?