If your tenant calls the cops on the neighbors have them get a copy of the police report each and every time so you can submit that to the HOA as well.In the event your tenant moves out, that would be a good time to take the neighbors to court - personally I would take them to small claims so you can skip having to pay a lawyer - all you'd need is proof as well as proving your tenant moved out due to the noise (the tenant would likely show as a witness if you had a good landlord-tenant relationship with them/let them out of their lease).  

NJ contracts have provision buyer represents they have enough funds to close.

But you want to vet them through a lawyer or title company. 

Im waiting on the CEMA from my current mortgage lender and my lawyer says by next week....this is my first refi.

As a former banking lawyer, I've seen people who do this for a living make fatal mistakes.

If someone gets hurt, your tenant likely knows who you are and their lawyer will name you in the suit. 

But that's their deal, not mine.We are NOT yet at 2.5% but my representative feels we will get there. 

An eviction lawyer is probably your best bet at this point.

Term and conditions link.... looks like you need a lawyer for that. 

I spoke to multiple representatives on the phone.