Quote from @Robert Rixer:  Have you heard of the installment method of income tax accounting.?

I'm currently living down here but all my financials (assets, bank accounts, income, tax filings, etc) are in the US.

Document what you do and talk to your accountant.

It's essential to check with the administrator of your husband's 401(k) plan to confirm eligibility criteria.Plan Rules: Each 401(k) plan has its own rules and regulations governing loan eligibility, loan amounts, repayment terms, and other aspects of borrowing from the account.

Because of Larson’s fixed Social Security income, he could not afford to pay the property taxes he owed, nor could he afford the cost of utilities in the home.    

Hi Alex,As for conventional cash out refinance, assuming you will use full documented programs, your rates and terms will be largely dependent on your credit, income, DTI and equity.

They didn’t go as strict as they threatened, at least not yet…https://www.atlantaga.gov/government/departments/city-planni...2 properties maximum and the first one must be  your primary home… so be prepared to move there and pay state income taxes  https://www.atlantaga.gov/home/showpublisheddocument/54610/6...you and your landlord will have to get this form notarized.Please just make sure you have a plan to keep making rent payments after your short term rental plans are banned.  

While appreciation is always a nice bonus, our primary objective is to build a portfolio that also yields reliable income over the long term.

That's about 14% of your annual income, not 25%.Is it wise to self-manage?

This is taking into account all fees (listing, leasing, etc).