An example of that is low credit score but higher income, sort of like one of these candidates.As to the amount of debt any applicant has, you should really be looking at that from the perspective of a debt to income ratio (DTI) - basically, does the amount of monthly debt payment plus rent leave enough to afford living expenses like food, vehicle expenses, utilities, clothing, etc.

House built in 1896, 2 story, 3br 1.5 bath.A fresh rehab sold on 2/12/18 that was built in 1900 and very similar for $111,9000In January another property similar in size and year, not rehabbed sold for $112,500And early January the third comp sold for $90,000Based on the information, here are my numbers that I came up with, but feel like I'm off? 

From the purchasing perspective you'll likely be dealing with a mom & pop vs a more sophisticated seller.

Which I understand from their perspective.

The certificate won’t be worth much, but you will gain a theoretical and academic perspective to the industry.Those kinds of courses are actually great in person simply due to the networking with local movers and shakers in your local area.

Both freshly divorced and starting over.

I hope to someday marry my love for art, photography and Realestate investing, to create something that is unique and desirable.I look forward to hearing from those who have a positive and honest perspective and who are looking to be supportive and inspirational.

I'm trying to get a sense from new perspective tenants. 

From a buyers perspective is it better for me to take the time to "qualify each deal to a seller rep" possibly wasting  time or send you the tease or an outline of the deal and just get the ball rolling once you have some interest ???

Perhaps a different perspective than you were expecting.