In general, you want the property to at least break even by the time you move out and it is fully rented.

I work a typical 9-5 out of Manhattan so the time I have is limited to a little bit in the evenings and the weekends.

Properly executed, an investment in these types of property can garner substantial passive losses, often equal to the amount of capital invested (or more) even in years where the benefit begins to sunset.

Good evening BP community. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I know Airbnb has a way of changing listings and even blocking listings depending on the regulations in the city/county.

When I google it I don't seem to come up with much and a lot of people, even my tax person, don't know much about self directed IRAs.

Is there anyway for me to get even a small amount of equity out of my home?

Even similar houses in the same neighborhood.

On the other hand, if you're only banking on appreciation, then this seems like it would negatively cash flow even if you moved out unless you can favorably refinance.