Keep in mind this is sensitive information concerning someones financial history and should be guarded as such.

If that is possible, depending on your sisters credit history that would be very good. 

Cash out refi, and then refinance back to a 30 year fixed.Youll eat a few points in costs from the refis, but itll give you cash equity in your hand, and you already have a tenant with a positive payment history. 

For new tenants with no payment history, the utilities may establish a large deposit.

Every person in history that got rich of investments (doesn't matter what type of investment) is then an "appreciation gambler".

I run a background check, criminal history, and credit check.

Ramsey Kheshen @ Doug M.Very interesting article, it relates to: history will repeat itself.

From the looks of the property history you're going to make a great return on this property.Congrats

Obviously, it depends on many factors such as property type, location, rental history, DSCR, LTV and many more.  

Our property profiles include neighborhood rent rage data, demographics, commute times, sales histories, rental trends, school info, etc.