While I am saving roughly $100 a month in additional interest, the $9 k on my credit report, despite all of my bills being paid on time, has brought down my credit score dramatically---making it more difficult to qualify for a refinance.

Me personally I think the CA beach's are far nicer than any I have seen in Florida or the East coast.. simply because in Florida they are all FLAT... and on the West coast we have dramatic mountains coming down to the water... which gives you depth and character along with great beach's.. now the water is cold that's for sure..

In most coastal areas, RE prices start booming just after job losses hit their worst, then increase dramatically as job gains occur and unemployment goes from cyclical highs to cyclical lows. 

A new report from Zillow projects that the San Jose metropolitan area will be the hottest housing market in the nation in 2018, with home values rising dramatically: another 8.9 percent on a year-over-year basis.

If your leads could potentially come from a Google search, I think paying for Google ads boost your SEO in general searches as well and helps your website get out into the interwebs. 

It made finding deals that could hit that number really tough - even during the boost - but it was still doable.And once I completed that next one, it really started to take the mystery out of investing and, with that financing, it really had me hooked to where I bumped my goal to 3 a year. 

Would be a waste not to rent it, not to mention, even $500/month in rent would be a huge boost to NOI.I called the City of Reading building department.

The downside is also just as dramatic if you don't do it right.  

Consumers love it because gas is cheap and they spend money elsewhere on businesses boosting certain segments of the economy.When gas is 60 to 90 a barrel is typically the sweet spot where there is enough profit for oil companies to keep balance sheets fairly healthy with some profit and consumers pay a certain price per gallon that is not what they would desire but are still comfortable with.Above 90 a barrel the oil companies tend to do very well but the price per gallon of gas rises heavily and economies across the U.S. can be affected greatly.

For example, most of the multi-families I've analyzed in my target area have a Cash on Cash Return of Less than 3% for the first 1-5 years, but then it dramatically increases after year 5 and again at year 10.