(Telephone Consumer Protection Act) and the DNC (Do Not Call) list regulations.Here's an introduction: https://www.compliancepoint.co... 

This will protect your personal assets, should something major arise.

Some banks have separate departments for business and consumer lending.

@David Levesque you are thinking about debt in consumer terms.

If you changed the terms you advertised originally, someone could probably claim you did it to disadvantage an application from a protected class.

Just make sure to consume contents here as much as possible and feel free to ask any questions you may have.

The county assessor says land value = $18,600I got an ACV policy from AllState with the following:Estimated Replace Cost (ERC) = $352,621Dwelling Protection = 175,000Deductuble = 1KSo assuming after renovations market value matches the dwelling protection of $175,000$175,000 - $18,600 (land value) = $156,400 (ACV)Subtract ACV from ERC: $352,621-$156,400 = $196,221 (amount of depreciation)196,221/352,621 = .556 (percentage of depreciation)Does that math look right?

Arguably the process could be improved, but totally taking away protections is a mistake.

In some cases tenant's are protected by age/family status. 

Managing one unit is not going to be that time-consuming, no need to give away money to a PM.