I am trying to learn about the BRRR strategy and was a little bit confused I live in Tampa, Florida and will be investing here (for the time being). 

I was so lost and confused by this.

I have found that when we speak to prospective clients, it is critical that the expectations are set on both sides, which helps to avoid confusion and frustration down the line. 

We are confused whether to look for properties here as we will be paying rent which costs another 2k-2.6k per month for another 7 years or should we invest in OOS .

I think Grand Rapids is a great market and I have investments there.I was initially confused by your post because you said you had an $85K purchase with $58K in at a 25% down, which doesn't add up.  

Where I was confused was how BRRRR figures into the equation.

The rep seemed confused by my request and wanted to double-check she understood my request correctly.

As I’ve noticed creating your first wholesaling business can be a little bit confusing...

My confusion is that an FHA loan only requires 3.5% down for up to a 4 unit property.

I was fortunate to find a bank that will use 75% rental income from both sides of my duplex even though they have only been rented since this past March (plan on renting the other bedroom out once I move out) and use 75% of future rental income of whatever duplex I chose to buy, so my DTI should still be okay with this property, but that leaves my a cause for concern for next year for acquiring future properties.Since next year will be 2021 I'm assuming there going to go based off of my tax returns for 2020 as far as rental income, and I'm a little confused how banks look at that income.