I do not have access to MLS.

Residential - 1 - 4 unit properties (SFR, Duplex, Triplex, 4 Plex) or Commercial - 5 plus units.  

So if you make money, but have no "taxable" income then that will allow a lot more loans to be accessed. 

@Brian BandasI use commercial loans so no seasoning is required. 

If someone what to see the report data but does not have access to MLS.

Lastly, what is the best way to confirm that judicial foreclosure was finalized properly and get access to those records?  

Agents in rural areas or doing commercial will probably find these tidbits helpful.In terms of what is VERY useful to all agents: pay special attention to contracts and how mortgages work.

Hi All,I am a first time home buyer and going to be putting an offer in on a flip and wanted to include a home inspection. the issue is the basement is partially finished so access to walls is limited.

Agree with others that your DCR is too low (1.25 is lowest I've seen quoted) and in my limited experience I've only seen 15 and 20yr terms on commercial RE from community banks.  

Others love them, the more the better and have special programs just for rental properties.Independent agents tend to have more commercial experience and more companies that issue commercial coverage.