I was nice enough to let them move in a week earlier without charging them.  

However, it seems that all the onld ways of finding phone numbers have been updated by companies that charge fees to get the phones numbers.

If you cut ties with one principal broker, you are unlicensed until you sign on with another.If your main goal is access to the MLS to work your own deals, you can find companies that just charge a transaction fee instead of take percentage of your commission.

I have checked with the big national lenders such as b2r, colony, Visio, Lima who charge 6-7 percent and 3-4 points. 

Those guys are gone and Terry is still around, that should tell you something.Most companies mark up one way or another, whether they buy in bulk and warehouse it or simply charge maintenance fee on top of it.  

-Also, does one usually either charge a down payment OR a rent up charge for a lease with option to purchase?

Hey guys, I'm looking to invest some money into improving my rental property so that I can charge a higher rental rate.

When I opened the utility accounts (water and gas) each provider was charging me a per unit charge.

The problem is that it is going to cost around $2,000 on the low end with some attorneys charging as much as $4500. 

As for your loan fee, I am in charge of your registration and transfer cost.