This raised red flags for me so I decided to ask you guys.

I was born and raised in Dallas Texas.  

I lose my house last year because of a situation that was out of my control (long story involving an over spending relative and a friend that we housed for 3.5 years for free who ended up opening multiple credit cards under my name and completely destroying my credit ).

But I would assume that those forms might not be as thorough as the forms Brandon put in his book because he has made them after experiencing a lot BS as a landlord and designed them to make sure those new found issues raised by tenants are covered in the lease or Rules and Regs forms...

After firing a few unnecessary employees and raising rents, the year 1 NOI was well over $100,000.  

You might have noticed the 130 ft flag raised recently.

It could cashflow if I added a bedroom in the basement.I'm a fairly conservative investor: a minimum of 20% COC, 2% rule, with a good buy and/or multiple exit strategies.I actually discovered BiggerPockets because I ran into issues purchasing my first two condos - I could not get the bank to finance the second condo because there was too many rentals within he complex. 1) Condo (1/1) - purchased w/ 5% down as an owner occupied property (one of my best properties)2) Condo (2/2) - got denied so I got creative and used the checks that credit cards sent you (25k) from three different cards, begged friends, and had about 15k in my bank.

Which raises the question...  

I am flexible to a client's request, if they insist on HD/Lowes, I would simply let them go with me on the first run, then request a "reloadable" card to not bother them, by then I could offer labor and material warranty (HD has really good return policy).

.), and then create a daily action plan on raising funds, finding financing, and developing systems to manage the newly invested in property.