I live in Nashville TN but am looking to invest in Dyersburg Tn, as of which the housing market is significantly lower due to a much lower cost of living.

Thank you for the reply.I live in Bay Area. 

See where they currently live and drive by.

I live in the Grand Rapids area as well.

I live in Denver,Colorado. 

If one had enough income to cover all their debt payments outside of rental income then reserves would not be as necessary as someone who relies on rental income to live on.

Helping them do their job effectively and efficiently will make their lives easier (especially when the underwriter comes back and asks for more details to substantiate the number), and in return, make your life easier.

I built up my runway and have the skills to buy and rehab in a desirable area near where I live and work and then hopefully rent two rooms out to roommates while saving for my next house.I’ve been watching the market for two years now and know which houses are good, what they will go for, and how quickly. 

I want to get started investing in rental properties where I live (NY) before I venture out of state but I have 2 major concerns about NY: tenant laws and high prices.

Hopefully it will cashflow if you are not living there.