My current property (that I'm considering selling) is not yet on the market and while there are other houses closer to me that I'd consider buying, I don't know how to have the 1031 work for me so not really sure how to navigate this "exchange".I've heard so many things (and read so many variations) of how the 1031 applies, I'd like to know how it really works, specifically:- If I sell my rental house, do I have to identify another house to purchase before I list this one?

We try to ensure the salt is applied enough to keep down dangerous/slippery ice and to keep the snow melted, but we don't want to go overkill having a "zero tolerance" ice policy like hospitals have, we just want to keep snow and ice down to an acceptable and safe level, without going over-budget.For some of our buildings where salt seems to be really deteriorating surfaces (mainly building sidewalks and masonry stairs) we thought about using a different product (either calcium chloride or magnesium chloride) however while they are less damaging than pure salt, they are also more expensive (something we are trying to avoid).What do you other landlords do that have midsize (10+ unit) buildings? 

Or does this only apply if you're refinancing it from the same lender?

There, unfortunately, is not an option of passing the exam, getting your license and collecting sales commission on your own.Do this for 2 years and you can be eligible to apply for your own firm license and be your own 1 person show.

When you are applying for the loan you would be required to list the debt as well as the cash in the bank.

Yes, this would not apply to investors in 506(b) syndications (at least at the moment; who knows what may come down the road). 

The same principal applies to the entire deal.

@Tim Swierczek is a lender and investor and can provide more a more thorough assessment.FYI, not exactly…..The “10mortgaged properties” rule for Fannie/Freddie is for Any type of mortgages on 10 properties, not just Fannie/Freddie….so portfolio, private, whatever all count toward the 10.This rule does Not apply to FHA, it doesn’t matter how many mortgaged properties you have as long as you will occupy and don’t already have an fha, you can qualify. 

I am wondering if I could apply for a loan on a rental property in Alabama as a "secondary residence" or if I will be required to apply for the loan as an investment property.

My record is currently up for absolute pardon and will be sealed in the next 8-12 months, so I just need somewhere to live for that period until I can apply for housing through normal avenues again.Any help is very much appreciated.