Once had a real estate agent whose clients applied to a unit I had listed accuse me of discrimination, this agent sent me all kinds of useless paperwork trying to prove her clients income without actually proving anything, like I was supposed to take her word that her client made 3x rent.

Below is a quote from the county property appraiser: "The cap only applies to the portion of the property receiving homestead exemption.

I'm transitioning from being a landlord to an owner financier so naturally I'll need a good/fairly priced RMLO to help with deals.

I am not an organized person by nature so I was looking into a phone app that tracked receipts.

Depends on your state's priority rules and the nature of the secured interest.

Then I would carry the debt of 70k on my HELOC and still can draw 40k when needed.As for the 2400 , I going to apply it to my property rental account.

Make sure your criteria is nondiscriminatory, and apply it every time, and don't bend it, if you want to avoid lawsuits and fines.Someone mentioned avoiding military.

I mention this as it sounds like you are minimizing your value add to this project.Given the build and hold nature, I would recommend finding a qualified GC and give him the contract.  

@Daniel DeckerSpecific beneficiary rules apply when inheriting a 401k plan. 

He may have applied for an exemption because he is disabled which does qualify him for a tax break.